Privacy Policy

Who Operates This Website

Montematic is operated by Parth. If you have privacy-related questions about this policy or how the website handles data, you can contact: parth@whisperai.agency.

What Information We Collect

Montematic is designed to run financial simulations directly in your browser. We do not currently provide user accounts or ask you to submit personal financial information to us through the simulator itself.

Depending on how you use the site, information may still be collected through:

• usage and device analytics collected by Google Analytics
• advertising and cookie-related data collected by Google AdSense and advertising partners
• data stored locally in your browser to remember simulation state or cached results
• information collected by third-party sites if you click external links or share content

How Information Is Collected

Information may be collected automatically when you use the site, including through:

• cookies and similar technologies
• analytics scripts such as Google Analytics
• advertising scripts such as Google AdSense
• browser storage such as localStorage used by the simulator

How We Use Information

Information may be used to:

• measure site usage and understand how visitors interact with pages and features
• serve and manage advertising on the website
• improve site performance, functionality, and content
• remember certain simulator state locally in your browser for convenience
• maintain, secure, and troubleshoot the website

Google Analytics

Montematic uses Google Analytics to understand how visitors use the website. Google Analytics may collect information such as pages visited, approximate location, device/browser information, and interactions with the site.

Google may use cookies and similar technologies in connection with Analytics. You can learn more about how Google uses information here: How Google uses information from sites or apps that use its services .

Advertising, Cookies, and Google AdSense

Montematic uses Google AdSense to display ads. Google and its partners may use cookies, advertising identifiers, and similar technologies to show ads, measure ad performance, and in some cases personalize advertising based on your visits to this and other websites.

You can learn more about how Google uses cookies in advertising here: How AdSense uses cookies .

You can manage personalized advertising through Google Ads Settings. You may also be able to manage cookies through your browser settings and, depending on your region, additional industry opt-out tools.

Local Browser Storage

The simulator uses browser storage, including localStorage, to keep certain simulation-related state and cached results on your device. This is used to improve the user experience and reduce unnecessary recalculation.

This locally stored information remains on your device unless it is cleared by your browser, overwritten by later use, or manually removed by you.

Third-Party Links and Services

The site includes third-party links and integrations, such as social sharing destinations, Buy Me a Coffee, Google Analytics, Google AdSense, and other external services. If you click through to those sites or use those services, their own privacy policies and terms may apply.

Data Retention

Because the simulator runs in your browser, financial inputs and simulation results are generally handled locally on your device rather than being submitted to Montematic servers through the core simulation flow.

Third-party providers such as Google may retain analytics, advertising, or cookie-related information according to their own policies. Data stored in your browser may remain until you clear it or your browser removes it.

Your Choices and Controls

• you can clear cookies and local browser storage through your browser settings
• you can manage personalized Google ads through Google Ads Settings
• you can use browser tools or extensions that limit certain analytics or advertising technologies
• you can choose not to use external links or share features if you do not want to interact with third-party services

Changes to This Policy

This Privacy Policy may be updated from time to time to reflect changes to the website, legal requirements, or third-party services. The version published on this page will be the current version.

Contact

If you have questions about this Privacy Policy, you can contact: parth@whisperai.agency.